> ## Documentation Index
> Fetch the complete documentation index at: https://docs.wowweb.app/llms.txt
> Use this file to discover all available pages before exploring further.

# Accept payments

> Accept payment on your site via YooKassa and SBP. Russian cards, Apple Pay, Google Pay, YooMoney.

Accept payment directly on your site: by bank card, via SBP, YooMoney, Apple Pay, Google Pay. Money lands on your business bank account.

## Available payment methods

<CardGroup cols={2}>
  <Card title="YooKassa" icon="credit-card">
    Bank cards from any bank, Apple Pay, Google Pay, YooMoney, SBP.
  </Card>

  <Card title="SBP direct" icon="bolt">
    Instant transfers via QR code, no fee for the customer.
  </Card>
</CardGroup>

## How to connect YooKassa

The connection form has two fields:

* **Shop ID**, numeric shop identifier. YooKassa dashboard, "Operations" section (next to your shop name).
* **Secret key**. YooKassa dashboard, "Integration", "API keys", "Issue key". Test keys start with `test_`.

<Steps>
  <Step title="Sign up at yookassa.ru">
    You need a sole proprietor, self-employed, or legal entity status.
  </Step>

  <Step title="Fill out contract details">
    Complete the form and upload documents.
  </Step>

  <Step title="Wait for verification">
    Usually 1-3 business days.
  </Step>

  <Step title="Find Shop ID and Secret key in YooKassa dashboard">
    **Shop ID**, the numeric identifier next to your shop name in the "Operations" section or in the top-left corner of the dashboard.

    **Secret key**, "Integration", "API keys", "Issue key". Copy it immediately, YooKassa does not store it.
  </Step>

  <Step title="Run test payments">
    Start with test keys (they begin with `test_`), run test payments, then switch to live keys.
  </Step>

  <Step title="Save in WowWeb and publish">
    Builder, Features, Integrations, Payments, YooKassa. Paste Shop ID and Secret key, click "Save", publish the site.
  </Step>
</Steps>

## How to connect SBP

SBP (Faster Payments System) is the Russian instant transfer system via QR code. No fee for the customer, instant deposit for you.

<Steps>
  <Step title="Get SBP credentials">
    If you have a business bank account, it's auto-connected to SBP. Ask your bank for SBP merchant credentials (usually a legal entity or merchant ID).
  </Step>

  <Step title="Builder → Integrations → SBP">
    Enter your credentials. Upload your logo for the QR pages.
  </Step>

  <Step title="Done">
    "Pay via SBP" buttons with QR code appear on the site. The client scans the QR in their banking app and the payment goes through in seconds.
  </Step>
</Steps>

<Tip>
  Just starting and don't have a sole proprietorship yet? Get self-employed status (10 minutes via the "Moy nalog" app) and connect YooKassa as self-employed. It's legal and enough for accepting smaller payments.
</Tip>

## Cash in admin

All accepted payments go to the site's admin panel under "Cash": list of orders with amount, time, payment method, status. Track sales in real time, print receipts, issue refunds.

## What's next

<CardGroup cols={2}>
  <Card title="Admin panel" icon="gauge" href="/en/management/admin-panel">
    Where all accepted payments are visible.
  </Card>

  <Card title="Leads and CRM" icon="inbox" href="/en/management/leads-crm">
    Linking payments to customer leads.
  </Card>
</CardGroup>

## FAQ

<AccordionGroup>
  <Accordion title="Which plan supports payments?">
    Payment acceptance is available on Pro plan and above.
  </Accordion>

  <Accordion title="What's the fee?">
    Fee depends on YooKassa or your bank for SBP. Typically 2-3.5% for cards via YooKassa, 0-0.7% for SBP. Platform takes no extra fee.
  </Accordion>

  <Accordion title="Can I connect Stripe or PayPal?">
    These don't work for Russian legal entities. For Russian audience, use YooKassa and SBP. For international, message support, we'll discuss options.
  </Accordion>
</AccordionGroup>